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Employee Benefits

Your employees are the most important aspect of your business; protect them with the right coverage
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17 years in business

100% customer satisfaction

3 knowledgeable advisors

60+ coverage 
options

Employee Benefits Provided By Our Agency

In business, there is no one-size-fits-all when it comes to employee benefit initiatives and programs. Every organization and individual’s needs are different. We at Hecht-Stout Insurance Agency can develop these benefits programs depending on the needs, interests of your employees and the size of your company.

Group Health

Group health insurance is often the top priority of employees since individual health insurance can be costly. It’s a large expense for employers, second only to payroll.
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Group Dental

Providing dental insurance can provide great benefits to your employees and to you as an employer.
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Group Vision

Want to save your employees money and ensure they have access to important health care? Then you’ll need vision insurance.
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Critical Illness

With millions of employees now in high-deductible health plans, they are even more susceptible to high out-of-pocket costs.
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Disability

Disability insurance protects your employees in the event they are unable to work for a period of time.
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Life & Accidental Death

Unlike Workers’ Compensation, which covers only work-related accidents, AD&D insurance applies wherever covered accidents happen, such as at home or on the road for your employees.
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Group Voluntary benefits

Employment-related risks are among a business’s most potentially damaging exposures, often centering around sexual harassment,etc.
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Group Long term Care

Mistakes happen. But even an innocent error on your part could lead to a client bringing a lawsuit against you for negligence.
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401 k

In today’s complex operating environment, D&O claims brought by stakeholders such as shareholders, customers,etc present increased risk...
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Group Accident

Everyday, the average worker faces an unknown risk of injury or illness on their job.
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Flexible spending Account

Flexible spending accounts (FSAs) are another type of employee benefit, in this case, solely designed to save employees money through pre-tax savings on eligible healthcare expenses.
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Employee Assistance Plan

Because every construction project is unique, each builder’s risk policy is different.
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Lets know more about Employee Benefits? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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